Check out this sermon on the topic of biblical money management

“If you feel like Kalos Church is just hungry for your money, then please, take your tithe and give it to another local church. I don’t want something from you, I want something for you.”
- Pradeepan Jeeva

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Resources

Especially if you are struggling with debt, this course has proven useful to many people to break bad money habits, create better ones, get out of debt, and begin creating wealth. 

It is $99 to take the course and we encourage you to do so in a group to maximize effectiveness!

Budgeting Apps

We believe that we are called to keep our eyes on our money, just not our hearts (Matthew 25:14-30). One of the best tools for doing so is to use a budgeting app to help ensure you are spending less than you are making. Here’s how it works:  

1. Get a budgeting app (see some options below)

2. Link your accounts

3. Create a budget: As best you can write out what you expect to spend each month in different categories.
   Here are some sample categories to get you started:
   -Tithe/offering/generosity
   -Housing (rent/mortgage)
   -Food (groceries, dine out, coffee, supplements etc.)
   -Transportation (auto payment, gas, maintenance)
   -Insurance
   -Utilities
   -Subscriptions (netflix, gym, Spotify etc)
   -Fun Money

4. At the beginning of each month, review your budgets
   - Ensure transactions are categorized correctly
   - Debrief how the past month went, did you spend how you thought you would spend?
   - Make adjustments based on what you learned for the following month.

5. After a few months, when you feel you have a handle on your cash flow (how much is coming in verses going out), begin to create goals
   Here are a few sample goals
   - pay off debt
   - start a retirement plan
   - save for vacation
   - buy one bitcoin

Excellent budgeting tool, net worth tracking, auto transaction categorization. $8/mo.

Great simple budgeting tool that also helps cancel unwanted subscriptions.

How to Start Tithing

The spiritual Discipline of Tithing was given to us for two reasons

1. To resource the church. The church needs financial resources to operate in this world. If you’ve been blessed by the ministry of Kalos Church, please consider partnering with us financially so we can continue to be a blessing to more and more people! This can be a great way to give back what we have been given.

2. God wants you to be free from bondage to money, and tithing is a proven way to fashion our hearts after God, especially when our society pulls so hard towards an idol of money.

Pro tip: 10% can often feel overwhelming if this is not a regular discipline for you. Don’t do it all at once! Start with $20 or maybe $50 a month. Then make it a goal to increase by a small amount each month until you reach 10%. 

• Business Secrets From the Bible by Rabbi Daniel Lapin

• Compass - Finances God's Way by Howard Dayton

• Crown Biblical Financial Study by Crown Financial Ministries

• Financial Peace University by Dave Ramsey

• Halftime by Bob Buford

• Intentional Living by Dr. John Maxwell

• The Legacy Journey by Dave Ramsey

• Money and the Prosperous Soul by Stephen K. De Silva

• Pearls of the King by Lee Domingue